:root{--navy:#082a4a;--navy2:#0d3d69;--gold:#c9a227;--gold2:#efd877;--bg:#f4f7fb;--text:#162235;--muted:#6d7a8d;--line:#e3e9f0;--success:#137a50;--danger:#b42318;--warning:#b26700;--white:#fff;--shadow:0 10px 30px rgba(18,38,63,.08)}*{box-sizing:border-box}html,body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--text);background:var(--bg)}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}.app-shell{min-height:100vh;display:flex}.sidebar{position:fixed;inset:0 auto 0 0;width:260px;background:linear-gradient(180deg,#061f37,var(--navy));color:white;display:flex;flex-direction:column;z-index:30;box-shadow:12px 0 30px rgba(3,25,44,.12)}.sidebar-brand{display:flex;align-items:center;gap:12px;padding:24px 22px;border-bottom:1px solid #ffffff18}.brand-mark{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--gold2),var(--gold));color:var(--navy);font-family:Georgia,serif;font-weight:800;font-size:25px;border:2px solid #fff8;box-shadow:0 4px 12px #0002}.brand-mark.large{width:64px;height:64px;font-size:38px}.sidebar-brand strong{display:block;letter-spacing:1.7px}.sidebar-brand span{display:block;color:#b8c9d9;font-size:12px;margin-top:3px}.sidebar nav{padding:18px 12px;overflow:auto;flex:1}.sidebar nav a{display:flex;align-items:center;gap:13px;padding:11px 13px;border-radius:9px;color:#d8e5ef;margin-bottom:4px;font-size:14px}.sidebar nav a i{font-style:normal;width:24px;height:24px;display:grid;place-items:center;font-size:17px}.sidebar nav a:hover,.sidebar nav a.active{background:linear-gradient(90deg,#ffffff1d,#ffffff0d);color:white}.sidebar nav a.active{box-shadow:inset 3px 0 var(--gold)}.sidebar-footer{display:flex;gap:10px;align-items:center;padding:18px;border-top:1px solid #ffffff18}.mini-avatar{width:36px;height:36px;background:var(--gold);color:var(--navy);border-radius:10px;display:grid;place-items:center;font-weight:800}.sidebar-footer strong,.sidebar-footer span{display:block;max-width:155px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.sidebar-footer strong{font-size:13px}.sidebar-footer span{font-size:11px;color:#b8c9d9;margin-top:3px}.main{margin-left:260px;min-width:0;flex:1}.topbar{height:84px;background:white;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:0 30px;position:sticky;top:0;z-index:20}.topbar h1{margin:0;font-size:21px}.topbar p{margin:5px 0 0;color:var(--muted);font-size:12px}.top-actions{display:flex;gap:10px;align-items:center}.icon-btn{height:38px;width:38px;border-radius:9px;border:1px solid var(--line);display:grid;place-items:center;background:white}.menu-btn{display:none;border:0;background:none;font-size:24px}.content{padding:26px 30px 40px;min-height:calc(100vh - 126px)}.app-footer{display:flex;justify-content:space-between;padding:14px 30px;color:var(--muted);font-size:12px;border-top:1px solid var(--line)}.btn{border:0;border-radius:8px;padding:10px 15px;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;font-weight:700;font-size:13px}.btn-primary{background:var(--navy);color:white}.btn-primary:hover{background:var(--navy2)}.btn-light{background:white;border:1px solid var(--line);color:var(--text)}.btn-success{background:var(--success);color:white}.btn-block{width:100%}.btn-sm{padding:7px 10px;font-size:11px}.welcome-banner{background:linear-gradient(120deg,var(--navy),#0b4a78);color:white;padding:24px 28px;border-radius:16px;display:flex;justify-content:space-between;align-items:center;box-shadow:var(--shadow);position:relative;overflow:hidden}.welcome-banner:after{content:"";width:250px;height:250px;border:45px solid #ffffff08;border-radius:50%;position:absolute;right:-80px;top:-115px}.welcome-banner h2{font-size:26px;margin:2px 0 8px}.welcome-banner p{margin:0;color:#d7e3ee}.eyebrow{font-size:10px!important;letter-spacing:1.7px;font-weight:800;color:var(--gold)!important}.banner-balance{min-width:245px;border-left:1px solid #ffffff30;padding-left:28px;z-index:1}.banner-balance span,.banner-balance small{display:block;color:#c9d6e2}.banner-balance strong{display:block;font-size:29px;margin:6px 0}.kpi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:20px 0}.kpi-grid.compact{grid-template-columns:repeat(2,minmax(260px,1fr));max-width:720px}.kpi-card{background:white;border:1px solid var(--line);border-radius:14px;padding:18px;display:flex;align-items:center;gap:14px;box-shadow:0 4px 15px #14253d08}.kpi-icon{width:44px;height:44px;border-radius:12px;background:#eff5fa;color:var(--navy);display:grid;place-items:center;font-size:22px}.kpi-card small,.kpi-card strong,.kpi-card em{display:block}.kpi-card small{color:var(--muted);font-size:11px}.kpi-card strong{font-size:21px;margin:4px 0}.kpi-card em{font-style:normal;font-size:10px;color:var(--muted)}.dashboard-grid{display:grid;grid-template-columns:2fr 1fr;gap:18px}.span-2{grid-column:span 2}.card{background:white;border:1px solid var(--line);border-radius:14px;box-shadow:0 4px 15px #14253d08}.card-head{padding:18px 20px 13px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line)}.card-head h3{margin:0;font-size:15px}.card-head p{margin:5px 0 0;color:var(--muted);font-size:11px}.card-head a{font-size:12px;color:var(--navy);font-weight:700}.chart-wrap{height:275px;padding:16px 20px}.arrears-list{padding:10px 18px}.arrears-list>div{display:flex;align-items:center;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--line);font-size:12px}.arrears-list span{display:flex;align-items:center;gap:9px}.arrears-list b{width:22px;height:22px;border-radius:7px;background:#f1f4f7;display:grid;place-items:center}.arrears-list strong{color:var(--danger)}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:12px}th{text-align:left;padding:11px 14px;background:#f7f9fc;color:#536174;font-size:10px;text-transform:uppercase;letter-spacing:.5px;white-space:nowrap}td{padding:12px 14px;border-top:1px solid var(--line);vertical-align:top}td strong,td small{display:block}td small{color:var(--muted);margin-top:3px}tbody tr:hover{background:#fbfcfe}.money-in{color:var(--success);font-weight:800}.money-out{color:var(--danger);font-weight:800}.timeline{padding:10px 18px}.timeline>div{display:flex;gap:12px;padding:11px 0;border-bottom:1px solid var(--line)}.timeline time{width:47px;height:45px;background:#f2f5f8;border-radius:9px;display:grid;place-items:center;font-size:11px;font-weight:800}.timeline strong,.timeline span{display:block}.timeline strong{font-size:12px}.timeline span{font-size:10px;color:var(--muted);margin-top:5px}.page-actions{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}.page-actions h2{margin:0;font-size:19px}.page-actions p{margin:6px 0 0;color:var(--muted);font-size:12px}.toolbar{display:flex;align-items:center;justify-content:space-between;padding:14px 16px;border-bottom:1px solid var(--line)}.toolbar input{width:min(420px,70%)}input,select,textarea{width:100%;border:1px solid #d9e1ea;border-radius:8px;padding:10px 11px;background:white;color:var(--text);outline:none}input:focus,select:focus,textarea:focus{border-color:#8aa8c2;box-shadow:0 0 0 3px #0d3d6912}textarea{min-height:90px;resize:vertical}label{display:block;font-size:11px;font-weight:700;color:#46556a}label input,label select,label textarea{margin-top:6px;font-weight:400}.form-stack{display:grid;gap:14px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.modal{position:fixed;inset:0;background:#061b2c9c;display:none;align-items:center;justify-content:center;padding:20px;z-index:100}.modal.show{display:flex}.modal-card{width:min(620px,100%);max-height:94vh;overflow:auto;background:white;border-radius:16px;padding:24px;position:relative;box-shadow:0 24px 80px #0004}.modal-card.wide{width:min(820px,100%)}.modal-card h3{margin-top:0}.modal-close{position:absolute;right:16px;top:13px;border:0;background:none;font-size:25px;cursor:pointer}.badge{display:inline-block;border-radius:999px;padding:5px 8px;font-size:9px;font-weight:800;text-transform:uppercase;letter-spacing:.4px}.badge-success{background:#e9f8f1;color:var(--success)}.badge-danger{background:#fff0ee;color:var(--danger)}.badge-warning{background:#fff6e7;color:var(--warning)}.badge-muted{background:#eff2f5;color:#647083}.badge-info{background:#edf6ff;color:#1769aa}.text-link{color:#0c5d98;font-weight:800;font-size:11px}.inline-form{display:flex;gap:6px}.inline-form input{width:85px;padding:6px}.alert{padding:12px 14px;border-radius:9px;margin-bottom:14px;font-size:12px}.alert-success{background:#e8f7f0;color:#0e6845;border:1px solid #bfe8d4}.alert-danger{background:#fff0ee;color:#9a2017;border:1px solid #facdc8}.alert-warning{background:#fff5e7;color:#935704}.event-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.event-card{background:white;border:1px solid var(--line);border-radius:14px;padding:20px;display:grid;grid-template-columns:68px 1fr auto;gap:16px;box-shadow:0 4px 15px #14253d08}.event-date{height:64px;border-radius:12px;background:var(--navy);color:white;display:grid;place-items:center;align-content:center}.event-date strong{font-size:23px}.event-date span{font-size:9px;color:#c9d6e2}.event-card h3{margin:3px 0 8px}.event-card p{font-size:12px;color:var(--muted)}.event-meta{display:flex;gap:16px;font-size:10px;color:#657489}.meeting-list{display:grid;gap:14px}.meeting-card{padding:18px}.meeting-card>div{display:flex;align-items:center;gap:18px}.meeting-card time{font-size:11px;color:var(--muted)}.meeting-card h3{margin:0;flex:1}.meeting-card span{color:var(--muted);font-size:11px}.meeting-card details{margin-top:14px;padding-top:12px;border-top:1px solid var(--line)}.meeting-card summary{cursor:pointer;color:var(--navy);font-weight:700;font-size:12px}.meeting-card h4{font-size:12px}.meeting-card p{font-size:12px;color:#4d5d70;line-height:1.6}.settings-grid{display:grid;grid-template-columns:2fr 1fr;gap:18px}.settings-grid .card{padding-bottom:20px}.settings-grid form{padding:20px}.notification-list>div{display:flex;gap:14px;padding:17px 20px;border-bottom:1px solid var(--line)}.notification-icon{width:36px;height:36px;border-radius:10px;background:#eef4f8;color:var(--navy);display:grid;place-items:center;font-weight:800}.notification-list p{font-size:12px;color:var(--muted);margin:5px 0}.notification-list small{color:#8994a3}.empty{padding:24px;text-align:center;color:var(--muted);font-size:12px}.report-sheet{background:white;border:1px solid var(--line);padding:30px;max-width:1050px;margin:auto}.report-head{display:flex;align-items:center;gap:15px;border-bottom:3px double var(--navy);padding-bottom:15px}.report-head h2,.report-head p{margin:0}.report-head h2{font-family:Georgia,serif;letter-spacing:1px}.report-head p{font-size:11px;color:var(--muted)}.report-head .btn{margin-left:auto}.statement-meta{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;padding:20px 0}.statement-meta span,.statement-meta strong{display:block}.statement-meta span{font-size:9px;text-transform:uppercase;color:var(--muted)}.statement-meta strong{font-size:12px;margin-top:5px}.auth-body{background:#edf2f6;min-height:100vh;display:grid;place-items:center;padding:20px}.auth-wrap{width:min(1160px,96vw);min-height:680px;background:white;border-radius:22px;overflow:hidden;display:grid;grid-template-columns:1.2fr .8fr;box-shadow:0 25px 80px #0b284533}.auth-hero{background:linear-gradient(135deg,#061d33,#0b4778);color:white;padding:45px 52px;display:flex;flex-direction:column;position:relative;overflow:hidden}.auth-hero:after{content:"";position:absolute;width:440px;height:440px;border:70px solid #ffffff08;border-radius:50%;right:-160px;bottom:-160px}.crest{display:flex;align-items:center;gap:14px}.crest strong,.crest span{display:block}.crest strong{font-family:Georgia,serif;letter-spacing:2px}.crest span{font-size:11px;color:#c8d6e2;margin-top:4px}.hero-copy{margin:auto 0;max-width:620px;z-index:1}.hero-copy h1{font-family:Georgia,serif;font-size:43px;line-height:1.1;margin:12px 0 18px}.hero-copy>p:last-child{color:#cad8e4;line-height:1.7}.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;z-index:1}.hero-stats div{border-top:1px solid #ffffff33;padding-top:14px}.hero-stats strong,.hero-stats span{display:block}.hero-stats strong{font-size:20px}.hero-stats span{font-size:10px;color:#c4d2df;margin-top:4px}.auth-panel{display:grid;place-items:center;padding:45px}.auth-card{width:min(410px,100%);background:white;border-radius:16px;padding:30px}.auth-card h1,.auth-card h2{margin:8px 0}.auth-card>p{color:var(--muted);line-height:1.5}.mobile-brand{display:none;align-items:center;gap:10px;margin-bottom:25px}.demo-note{margin-top:18px;background:#f5f7fa;padding:12px;border-radius:8px;font-size:11px;line-height:1.6;color:#566477}.install-card{box-shadow:var(--shadow);max-width:700px}.receipt-body{background:#edf1f5;padding:30px}.receipt{max-width:760px;margin:auto;background:white;padding:40px;box-shadow:var(--shadow);position:relative}.receipt-head{display:flex;align-items:center;gap:16px;border-bottom:3px double var(--navy);padding-bottom:15px}.receipt-head h1,.receipt-head h2,.receipt-head p{margin:0}.receipt-head h1{font-family:Georgia,serif;color:var(--navy)}.receipt-head h2{font-size:13px;letter-spacing:1px}.receipt-head p{font-size:11px;margin-top:6px;color:var(--muted)}.receipt-no{text-align:right;font-family:monospace;color:var(--danger);margin:15px 0}.receipt-grid{display:grid;grid-template-columns:180px 1fr;gap:14px;padding:20px 0}.receipt-grid span{color:var(--muted);font-size:11px}.receipt-grid strong{font-size:12px;border-bottom:1px dotted #9aa6b4;padding-bottom:5px}.amount-words{background:#f5f7fa;padding:14px;border-radius:8px}.receipt-sign{display:grid;grid-template-columns:1fr 1fr;gap:50px;margin:50px 0 25px}.receipt-sign span,.receipt-sign strong{display:block}.receipt-sign span{font-size:10px;color:var(--muted);margin-bottom:20px}.receipt-foot{font-size:9px;color:var(--muted);border-top:1px solid var(--line);padding-top:12px;margin-bottom:20px}code{background:#f0f2f5;padding:2px 5px;border-radius:4px}.muted{color:var(--muted)}@media(max-width:1100px){.kpi-grid{grid-template-columns:repeat(2,1fr)}.event-grid{grid-template-columns:1fr}.auth-wrap{grid-template-columns:1fr 430px}.hero-copy h1{font-size:34px}}@media(max-width:850px){.sidebar{transform:translateX(-100%);transition:.25s}.sidebar.open{transform:translateX(0)}.main{margin-left:0}.menu-btn{display:block}.topbar{padding:0 18px}.content{padding:20px 16px}.dashboard-grid{grid-template-columns:1fr}.span-2{grid-column:auto}.welcome-banner{display:block}.banner-balance{border-left:0;border-top:1px solid #ffffff30;padding:15px 0 0;margin-top:18px}.settings-grid{grid-template-columns:1fr}.auth-wrap{display:block;min-height:0}.auth-hero{display:none}.auth-panel{padding:20px}.mobile-brand{display:flex}.statement-meta{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.kpi-grid,.kpi-grid.compact{grid-template-columns:1fr}.page-actions{align-items:flex-start;gap:12px}.page-actions .btn{white-space:nowrap}.form-grid{grid-template-columns:1fr}.form-grid .span-2{grid-column:auto}.top-actions .icon-btn{display:none}.app-footer{display:block;line-height:1.8}.event-card{grid-template-columns:58px 1fr}.event-card>.badge{grid-column:2}.receipt{padding:22px}.receipt-grid{grid-template-columns:1fr}.receipt-sign{grid-template-columns:1fr}.auth-card{padding:20px}}@media print{.sidebar,.topbar,.app-footer,.page-actions,.no-print,.toolbar,.btn{display:none!important}.main{margin:0}.content{padding:0}.card,.report-sheet{box-shadow:none;border-color:#aaa}.receipt-body{background:white;padding:0}.receipt{box-shadow:none;max-width:none}}

.progress{height:7px;background:#edf1f5;border-radius:999px;overflow:hidden;margin:12px 0}.progress span{display:block;height:100%;background:linear-gradient(90deg,var(--gold),var(--gold2));border-radius:999px}

/* Version 2: staged approvals, loans, transparent activity contributions and dynamic arrears board */
.workflow-banner{display:flex;align-items:center;gap:10px;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:13px 16px;margin-bottom:18px;box-shadow:0 4px 15px #14253d08}.workflow-banner span{width:25px;height:25px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:11px;font-weight:800}.workflow-banner b{font-size:11px;color:#405169}.workflow-banner i{font-style:normal;color:var(--gold);font-weight:900}.loan-strip{display:flex;justify-content:space-between;align-items:center;background:linear-gradient(100deg,#fff8df,#fff);border:1px solid #eadb9e;border-radius:14px;padding:15px 18px;margin:0 0 18px}.loan-strip span,.loan-strip small,.loan-strip strong{display:block}.loan-strip span{font-size:10px;text-transform:uppercase;letter-spacing:.7px;color:#786322;font-weight:800}.loan-strip strong{font-size:22px;margin:4px 0}.loan-strip small{color:var(--muted);font-size:10px}.loan-policy{display:flex;justify-content:space-between;align-items:center;gap:22px;color:#fff;background:linear-gradient(120deg,#061f37,#0d4d7d);border-radius:16px;padding:24px 26px;margin-bottom:18px;box-shadow:var(--shadow)}.loan-policy h2{margin:4px 0 7px}.loan-policy p{margin:0;color:#d6e3ee;font-size:12px;max-width:690px}.loan-term{min-width:245px;border-left:1px solid #ffffff2b;padding-left:22px}.loan-term strong,.loan-term span{display:block}.loan-term strong{color:var(--gold2);margin-bottom:8px}.loan-term span{font-size:11px;margin-top:4px;color:#d6e3ee}.loan-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-bottom:18px}.loan-cards article{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:13px;padding:17px;box-shadow:0 4px 15px #14253d08}.loan-cards span,.loan-cards strong,.loan-cards small{display:block}.loan-cards span{font-size:10px;color:var(--muted);text-transform:uppercase;font-weight:800;letter-spacing:.6px}.loan-cards strong{font-size:16px;margin:7px 0}.loan-cards small{font-size:10px;color:var(--muted);line-height:1.5}.loan-calculation{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;background:#f4f8fb;border:1px solid var(--line);border-radius:11px;padding:12px}.loan-calculation div{background:#fff;border-radius:8px;padding:11px}.loan-calculation span,.loan-calculation strong{display:block}.loan-calculation span{font-size:9px;color:var(--muted);text-transform:uppercase}.loan-calculation strong{font-size:13px;margin-top:4px}.mini-details summary{cursor:pointer;color:var(--navy);font-weight:700;font-size:10px;margin-top:5px}.mini-details small{padding:4px 0;border-bottom:1px dotted var(--line)}.loan-report-band{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:13px;overflow:hidden;margin-bottom:18px}.loan-report-band>div{background:#fff;padding:16px}.loan-report-band span,.loan-report-band strong{display:block}.loan-report-band span{font-size:10px;color:var(--muted);text-transform:uppercase}.loan-report-band strong{font-size:19px;margin-top:5px}.arrears-hero{display:flex;align-items:center;justify-content:space-between;gap:20px;background:linear-gradient(120deg,#071f37,#123e66);color:#fff;border-radius:17px;padding:25px 28px;box-shadow:var(--shadow)}.arrears-hero h2{margin:4px 0 7px}.arrears-hero p{margin:0;color:#ccdae6;font-size:12px}.arrears-hero-total{border-left:1px solid #ffffff2c;padding-left:28px;min-width:240px}.arrears-hero-total span,.arrears-hero-total strong{display:block}.arrears-hero-total span{font-size:10px;text-transform:uppercase;color:var(--gold2);font-weight:800}.arrears-hero-total strong{font-size:28px;margin-top:5px}.arrears-board{display:flex;gap:16px;align-items:flex-start;overflow-x:auto;padding:2px 2px 16px;scrollbar-width:thin}.arrears-column{min-width:305px;max-width:340px;flex:1;background:#fff;border:1px solid var(--line);border-radius:15px;overflow:hidden;box-shadow:0 5px 18px #14253d0c}.arrears-column>header{display:flex;justify-content:space-between;align-items:center;padding:15px 16px;background:linear-gradient(100deg,#fff3ef,#fff);border-bottom:1px solid #f0d6cf}.arrears-column>header span,.arrears-column>header strong{display:block}.arrears-column>header span{font-size:12px;font-weight:900;color:#9b2c22}.arrears-column>header strong{font-size:9px;color:var(--muted);margin-top:3px}.arrears-column>header b{font-size:12px;color:var(--danger)}.arrears-column.clear>header{background:linear-gradient(100deg,#eaf8f1,#fff);border-bottom-color:#cce9dc}.arrears-column.clear>header span{color:var(--success)}.arrears-column.clear>header b{color:var(--success)}.arrears-column.critical>header{background:linear-gradient(100deg,#8d211a,#c4473c);color:#fff}.arrears-column.critical>header span,.arrears-column.critical>header strong,.arrears-column.critical>header b{color:#fff}.arrears-stack{padding:10px}.arrears-member{display:flex;align-items:center;gap:9px;border:1px solid var(--line);border-radius:11px;padding:10px;margin-bottom:8px;background:#fff;box-shadow:0 2px 7px #14253d08}.arrears-avatar,.contributor-avatar{width:32px;height:32px;border-radius:9px;display:grid;place-items:center;background:#eaf0f6;color:var(--navy);font-weight:900;flex:0 0 auto}.arrears-member section{min-width:0;flex:1}.arrears-member section strong,.arrears-member section span{display:block}.arrears-member section strong{font-size:11px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.arrears-member section span{font-size:9px;color:var(--muted);margin-top:3px}.arrears-member>b{font-size:10px;white-space:nowrap}.arrears-list section strong,.arrears-list section small{display:block}.arrears-list section small{font-size:9px;color:var(--muted);margin-top:3px}.event-card.expanded{grid-template-columns:68px 1fr auto;grid-column:span 2}.event-actions{display:flex;align-items:flex-start;gap:10px;flex-wrap:wrap}.contributors{flex:1;min-width:260px}.contributors summary{cursor:pointer;font-size:11px;font-weight:800;color:var(--navy);padding:8px 10px;background:#f3f6f9;border-radius:8px}.contributor-list{margin-top:8px;border:1px solid var(--line);border-radius:10px;max-height:310px;overflow:auto}.contributor-list>div{display:flex;align-items:center;gap:10px;padding:9px 11px;border-bottom:1px solid var(--line)}.contributor-list>div:last-child{border-bottom:0}.contributor-list section{flex:1}.contributor-list section strong,.contributor-list section small{display:block}.contributor-list section strong{font-size:11px}.contributor-list section small{font-size:9px;color:var(--muted);margin-top:2px}.contributor-list b{font-size:11px}.empty{padding:25px;text-align:center;color:var(--muted);font-size:12px}.notification-list>div{display:flex;gap:12px;padding:15px;border-bottom:1px solid var(--line)}.notification-icon{width:34px;height:34px;border-radius:10px;background:#edf3f8;color:var(--navy);display:grid;place-items:center;font-weight:900}.notification-list section strong{font-size:12px}.notification-list section p{font-size:11px;color:var(--muted);margin:5px 0}.notification-list section small{font-size:9px;color:var(--muted)}
@media(max-width:900px){.loan-policy,.arrears-hero{display:block}.loan-term,.arrears-hero-total{border-left:0;border-top:1px solid #ffffff2c;padding:15px 0 0;margin-top:16px}.loan-cards,.loan-report-band{grid-template-columns:1fr 1fr}.event-card.expanded{grid-column:auto}.workflow-banner i{display:none}}
@media(max-width:600px){.loan-cards,.loan-report-band,.loan-calculation{grid-template-columns:1fr}.loan-strip{display:block}.loan-strip .btn{margin-top:12px}.event-card.expanded{grid-template-columns:55px 1fr}.event-card.expanded>.badge{grid-column:2}.contributors{min-width:100%}.arrears-column{min-width:285px}}

/* Version 3 — unified navy/gold professional interface */
:root{--navy:#001f4d;--navy2:#06336d;--gold:#efb928;--gold2:#ffd76a;--blue:#1769d2;--purple:#6c45d9}
.sidebar{background:linear-gradient(180deg,#001a41 0%,#002956 100%);border-right:1px solid #ffffff12}.sidebar-brand{padding:18px 16px}.sidebar-brand .brand-mark{box-shadow:0 0 0 4px #f2bc2f25}.sidebar-brand strong{color:#ffc83d;font-size:14px}.sidebar nav a.active{background:linear-gradient(90deg,#f4bd2c,#ffd86c);color:#10213a;box-shadow:0 8px 20px #0002,inset 0 0 0 1px #fff5}.sidebar nav a.active i{color:#10213a}.topbar{border-bottom:2px solid #e7b124}.topbar h1{color:#071f47}.content{background:linear-gradient(180deg,#f7f9fd,#f2f6fb)}.app-footer{background:#001f4d;color:#fff;border-top:2px solid var(--gold)}.app-footer span:last-child{color:#ffd557}.btn-primary{background:linear-gradient(135deg,#001f4d,#073b79);box-shadow:0 5px 12px #001f4d22}.dashboard-title-row{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}.dashboard-title-row h2{margin:0;color:#071f47;font-size:24px}.dashboard-title-row p{margin:5px 0 0;color:var(--muted);font-size:12px}.dashboard-actions{display:flex;gap:8px}.dashboard-kpis{grid-template-columns:repeat(5,1fr)}.kpi-icon.members{background:#e9f2ff;color:#1266cc}.kpi-icon.success{background:#e8f8ec;color:#2d9b4b}.kpi-icon.danger{background:#fff0ed;color:#e64235}.kpi-icon.period{background:#f0eaff;color:#6f48d7}.kpi-icon.gold{background:#fff6dd;color:#d59000}.dashboard-grid.modern{grid-template-columns:2fr 1fr 1fr}.dashboard-grid.modern .contribution-card{grid-column:span 2;background:linear-gradient(145deg,#001e4b,#052f64);color:#fff;border:0}.dashboard-grid.modern .contribution-card .card-head{border-bottom-color:#ffffff1c}.dashboard-grid.modern .contribution-card .card-head p{color:#c9d8ea}.chart-wrap.large{height:300px}.chart-hint{text-align:center;color:#ffd255;font-size:11px;padding:0 15px 16px}.quick-panel{grid-column:3;grid-row:1}.quick-actions-list{padding:12px}.quick-actions-list a{display:flex;align-items:center;gap:11px;border:1px solid var(--line);border-radius:11px;padding:12px;margin-bottom:9px;background:#fff;transition:.2s}.quick-actions-list a:hover{transform:translateY(-2px);box-shadow:0 8px 18px #132b4b12}.quick-actions-list a>span{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#edf4ff;color:#075ebc;font-size:20px}.quick-actions-list strong,.quick-actions-list small{display:block}.quick-actions-list strong{font-size:11px}.quick-actions-list small{font-size:9px;color:var(--muted);margin-top:3px}.summary-list{padding:10px 18px}.summary-list>div{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid var(--line);font-size:12px}.summary-list strong{color:#0b58be}.event-summary-list{padding:8px 18px}.event-summary-list>div{display:flex;align-items:center;justify-content:space-between;gap:15px;padding:10px 0;border-bottom:1px solid var(--line)}.event-summary-list section strong,.event-summary-list section small,.event-summary-list aside b{display:block}.event-summary-list section strong{font-size:11px}.event-summary-list section small{font-size:9px;color:var(--muted);margin-top:3px}.event-summary-list aside{min-width:120px;text-align:right}.event-summary-list aside b{font-size:10px}.event-summary-list aside span{display:block;height:5px;background:#e9edf2;border-radius:9px;margin-top:6px;overflow:hidden}.event-summary-list aside i{display:block;height:100%;background:#24a45a;border-radius:9px}.separate-fund-total{margin:10px 18px 16px;padding:12px;border-radius:10px;background:#f1edff;color:#4a2bab;display:flex;justify-content:space-between;font-size:11px}.fund-balance-band{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:18px}.fund-balance-band>div{border-radius:14px;padding:18px 20px;color:#fff;background:linear-gradient(120deg,#001d49,#06366f)}.fund-balance-band>div:last-child{background:linear-gradient(120deg,#35157a,#6037a5)}.fund-balance-band span,.fund-balance-band strong,.fund-balance-band small{display:block}.fund-balance-band span{font-size:10px;text-transform:uppercase;letter-spacing:.6px;color:#ffd85e}.fund-balance-band strong{font-size:23px;margin:5px 0}.fund-balance-band small{color:#d7e0ec;font-size:10px}.modal-card.wide{max-width:980px}.month-detail-head{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);padding-bottom:14px;margin-bottom:15px}.month-detail-head h3{font-size:22px;margin:3px 0}.month-detail-head p{margin:0;color:var(--muted)}.month-detail-head>div:last-child{text-align:right}.month-detail-head>div:last-child strong,.month-detail-head>div:last-child span{display:block}.month-detail-head>div:last-child strong{font-size:22px;color:var(--success)}.month-detail-head>div:last-child span{font-size:10px;color:var(--muted)}.month-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.month-detail-grid>section{border:1px solid var(--line);border-radius:12px;overflow:hidden}.month-detail-grid h4{margin:0;padding:12px 14px;background:#f7f9fc;font-size:12px;display:flex;justify-content:space-between}.month-detail-grid h4 b{background:#e8eef5;border-radius:14px;padding:2px 8px}.member-status-list{max-height:410px;overflow:auto}.member-status-list>div{display:flex;align-items:center;gap:9px;padding:10px 12px;border-top:1px solid var(--line)}.member-status-list section{flex:1}.member-status-list strong,.member-status-list small{display:block}.member-status-list strong{font-size:11px}.member-status-list small{font-size:9px;color:var(--muted)}.member-status-list>b{font-size:10px}.status-dot{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-weight:800}.status-dot.paid{background:#e4f6ea;color:#238848}.status-dot.unpaid{background:#ffebe8;color:#d43a2f}

/* Arrears timeline */
.timeline-legend{display:flex;flex-wrap:wrap;gap:18px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 16px;margin-bottom:14px}.timeline-legend span{display:flex;align-items:center;gap:7px;font-size:10px;color:#536174}.timeline-legend i{width:16px;height:16px;border-radius:50%;display:block}.timeline-legend i.paid{background:#39a858}.timeline-legend i.missed{background:#e2483c}.timeline-legend i.current{background:#fff;border:3px solid #1769d2}.timeline-legend i.future{background:#fff;border:2px solid #bfc8d3}.arrears-timeline-card{background:#fff;border:1px solid var(--line);border-radius:15px;box-shadow:var(--shadow);overflow:hidden}.arrears-timeline-scroll{overflow:auto}.arrears-grid{display:grid;grid-template-columns:230px repeat(var(--month-count),72px) 180px;min-width:max-content}.timeline-corner,.timeline-status-head,.timeline-month{position:sticky;top:0;z-index:4;background:#001f4d;color:#fff;border-right:1px solid #ffffff22;padding:12px;text-align:center;font-size:10px;font-weight:800}.timeline-corner{left:0;z-index:6;text-align:left}.timeline-status-head{right:0;z-index:6}.timeline-month strong,.timeline-month span{display:block}.timeline-month span{font-size:8px;color:#bfcfe0;margin-top:3px}.timeline-month.is-current{background:#0a4b96;color:#ffd75e}.timeline-member{position:sticky;left:0;z-index:3;background:#fff;display:flex;align-items:center;gap:9px;padding:10px 12px;border-top:1px solid var(--line);border-right:1px solid var(--line)}.timeline-avatar{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#eaf1f9;color:#063a72;font-weight:900}.timeline-member section strong,.timeline-member section small{display:block}.timeline-member section strong{font-size:11px}.timeline-member section small{font-size:9px;color:var(--muted);margin-top:2px}.timeline-cell{height:58px;display:grid;place-items:center;border-top:1px solid var(--line);border-right:1px solid #f0f2f5;position:relative}.timeline-cell:after{content:"";position:absolute;left:0;right:0;top:50%;height:2px;background:#e6ebf0;z-index:0}.month-node{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;font-size:10px;font-weight:900;z-index:1;background:#fff}.month-node.paid{background:#3ca957;color:#fff}.month-node.missed{background:#e44a3f;color:#fff}.month-node.future{border:2px solid #bcc6d1;color:transparent}.month-node.current{box-shadow:0 0 0 3px #fff,0 0 0 6px #1769d2}.timeline-status{position:sticky;right:0;z-index:3;background:#fff;border-top:1px solid var(--line);border-left:1px solid var(--line);padding:8px}.standing{display:block;text-align:center;border-radius:9px;padding:7px 8px;font-size:9px;font-weight:900}.standing small{display:block;margin-top:4px;font-weight:500}.standing.up{background:#e8f6ed;color:#247c43}.standing.late{background:#fff0ed;color:#b62f25}.standing.never{background:#eceff3;color:#3f4a58}

/* Professional loan page */
.loan-page-actions>div:last-child{display:flex;gap:8px}.loan-overview-card{display:grid;grid-template-columns:1.15fr 2fr 1.35fr .8fr;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 5px 18px #14253d0c;margin-bottom:18px;overflow:hidden}.loan-overview-card>section,.loan-overview-card>aside{padding:17px;border-right:1px solid var(--line)}.loan-overview-card h3{font-size:10px;text-transform:uppercase;color:#0b4b99;margin:0 0 12px}.loan-policy-summary ul{padding:0;margin:0;list-style:none}.loan-policy-summary li{font-size:9px;padding:5px 0 5px 16px;position:relative;color:#4c5d72}.loan-policy-summary li:before{content:"✓";position:absolute;left:0;color:#247f47;font-weight:900}.loan-option-row{display:grid;grid-template-columns:80px 1fr 90px 1fr 90px;align-items:center;gap:8px;border-top:1px solid var(--line);padding:9px 0;font-size:9px}.loan-option-row:first-of-type{border-top:0}.loan-option-row b{font-size:11px}.loan-option-row strong{color:#5c36bd;background:#f2edff;border-radius:7px;padding:6px;text-align:center}.loan-workflow>div{display:flex;align-items:center;gap:8px;font-size:9px;margin:7px 0}.loan-workflow span{width:21px;height:21px;border-radius:50%;background:#e9f2ff;color:#1769d2;display:grid;place-items:center;font-weight:900}.eligibility-panel{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center}.eligibility-panel>b{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;font-size:22px}.eligibility-panel strong{font-size:10px;margin:8px 0 4px}.eligibility-panel span{font-size:9px}.eligibility-panel.eligible{background:#ecf8ef;color:#238348}.eligibility-panel.eligible>b{border:2px solid #2da151}.eligibility-panel.not-eligible{background:#fff0ee;color:#cb352a}.eligibility-panel.not-eligible>b{border:2px solid #e2493e}.loan-table td{vertical-align:middle}.money-blue{color:#0864ce}.money-purple{color:#5e37bf}.workflow-dots{display:flex;align-items:center;min-width:150px}.workflow-dots i{width:20px;height:20px;border-radius:50%;display:grid;place-items:center;font-style:normal;font-size:8px;font-weight:900}.workflow-dots span{height:2px;width:18px;background:#d9e0e8}.workflow-dots .done{background:#35a357;color:#fff}.workflow-dots .pending{background:#fff;border:2px solid #c2cad4;color:#7a8695}.workflow-dots .failed{background:#e54338;color:#fff}.policy-modal-list p{font-size:12px;line-height:1.6;padding:10px;border-radius:9px;background:#f6f8fb}
@media(max-width:1250px){.dashboard-kpis{grid-template-columns:repeat(3,1fr)}.dashboard-grid.modern{grid-template-columns:1fr 1fr}.dashboard-grid.modern .contribution-card{grid-column:span 2}.quick-panel{grid-column:auto;grid-row:auto}.loan-overview-card{grid-template-columns:1fr 1fr}.loan-overview-card>section,.loan-overview-card>aside{border-bottom:1px solid var(--line)}}
@media(max-width:850px){.dashboard-kpis,.dashboard-grid.modern,.fund-balance-band,.month-detail-grid{grid-template-columns:1fr}.dashboard-grid.modern .contribution-card{grid-column:auto}.loan-overview-card{grid-template-columns:1fr}.dashboard-title-row{align-items:flex-start}.arrears-grid{grid-template-columns:190px repeat(var(--month-count),64px) 150px}}

/* V4 Executive dashboard — approved navy, gold, white, blue and high-contrast design */
:root{--judiciary-navy:#001f4d;--judiciary-navy-2:#032c61;--judiciary-gold:#f4b619;--executive-blue:#1684e8;--executive-bg:#f4f7fb}
body{background:var(--executive-bg)}
.sidebar{background:linear-gradient(180deg,#001b42 0%,#002a5d 100%)}
.sidebar nav a.active{background:linear-gradient(135deg,#ffd45a,#efac13);color:#071a35;box-shadow:0 8px 20px #0003}
.sidebar nav a.active i{color:#071a35}
.topbar{border-bottom:1px solid #e5ebf3;background:#fff}
.executive-title{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:17px}.executive-title h2{margin:0;color:#09255a;font-size:29px}.executive-title p{margin:5px 0 0;color:#5c6f87}.executive-actions{display:flex;gap:10px}
.executive-kpis{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;margin-bottom:18px}.executive-kpi{display:flex;align-items:center;gap:13px;background:#fff;border:1px solid #dfe7f1;border-radius:14px;padding:15px;text-decoration:none;color:#10233f;box-shadow:0 5px 18px #12304b0a;transition:.2s}.executive-kpi:hover{transform:translateY(-2px);box-shadow:0 10px 26px #12304b18}.executive-kpi-icon{width:54px;height:54px;display:grid;place-items:center;border-radius:50%;font-size:25px;font-weight:900}.executive-kpi-icon.members{background:#e6f0ff;color:#0873de}.executive-kpi-icon.success{background:#e6f7eb;color:#31a052}.executive-kpi-icon.danger{background:#ffe8e5;color:#ed4036}.executive-kpi-icon.period{background:#eee9ff;color:#6a45d3}.executive-kpi-icon.gold{background:#fff2d3;color:#eda700}.executive-kpi section{min-width:0}.executive-kpi small,.executive-kpi strong,.executive-kpi em{display:block}.executive-kpi small{font-size:11px;color:#536986}.executive-kpi strong{font-size:21px;color:#0a244f;margin:4px 0;font-style:normal}.executive-kpi em{font-size:10px;color:#52657d;font-style:normal}
.executive-main-grid{display:block}.executive-chart-card,.executive-panel{background:#fff;border:1px solid #dfe7f1;border-radius:15px;box-shadow:0 5px 18px #102d490b}.executive-chart-card{padding:15px 17px;margin-bottom:16px}.executive-card-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px}.executive-card-head h3{margin:0;color:#09255a;font-size:15px}.executive-card-head h3 span{color:#e22d24}.executive-card-head p{margin:4px 0 0;color:#718198;font-size:10px}.executive-card-head a{font-size:10px;font-weight:800;color:#075dcc;text-decoration:none}.executive-card-head select{border:1px solid #d5deea;border-radius:8px;padding:8px 12px;color:#17345d;background:#fff}.executive-chart-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:14px}.executive-chart{height:300px}.contribution-donut{border:1px solid #e1e8f0;border-radius:13px;padding:12px}.contribution-donut h3{text-align:center;color:#102b58;font-size:14px}.contribution-donut h3 span{font-weight:500}.donut-wrap{height:180px;position:relative}.donut-wrap b{position:absolute;inset:0;display:grid;place-content:center;text-align:center;font-size:27px;color:#102b58;pointer-events:none}.donut-wrap b small{display:block;font-size:9px;margin-top:3px}.contribution-donut ul{list-style:none;padding:0;margin:7px 0 0}.contribution-donut li{display:flex;align-items:center;gap:8px;padding:6px 2px;font-size:11px}.contribution-donut li i{width:11px;height:11px;border-radius:3px}.contribution-donut li i.green{background:#36aa59}.contribution-donut li i.red{background:#ef4136}.contribution-donut li span{flex:1}.contribution-donut li strong{color:#102b58}
.executive-bottom-grid{display:grid;grid-template-columns:1.2fr .9fr 1.15fr;gap:14px}.executive-panel{padding:14px;min-width:0}.activity-dashboard-list a{display:grid;grid-template-columns:38px minmax(0,1fr) auto auto;align-items:center;gap:9px;text-decoration:none;border-top:1px solid #edf1f5;padding:10px 0}.activity-dashboard-list a:first-child{border-top:0}.activity-icon{width:34px;height:34px;border-radius:9px;background:#eee9ff;color:#6543d2;display:grid;place-items:center}.activity-dashboard-list strong,.activity-dashboard-list small{display:block}.activity-dashboard-list section strong{font-size:10px;color:#102750}.activity-dashboard-list section small{font-size:8px;color:#718096;margin-top:3px}.activity-dashboard-list b{font-size:10px;color:#075dcc}.activity-dashboard-list em{font-size:8px;font-style:normal;border:1px solid #d5dfec;padding:5px 8px;border-radius:6px;color:#075dcc}.loan-dashboard-summary>div{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #edf1f5;padding:13px 2px;font-size:11px}.loan-dashboard-summary>div:first-child{border-top:0}.loan-dashboard-summary strong{color:#075dcc;font-size:14px}.top-ten-arrears{max-height:300px;overflow:auto;padding-right:3px}.top-ten-arrears a{display:grid;grid-template-columns:24px 31px minmax(0,1fr) 43px auto;align-items:center;gap:7px;padding:8px 0;border-top:1px solid #edf1f5;text-decoration:none;color:#142946}.top-ten-arrears a:first-child{border-top:0}.top-ten-arrears>a>b{width:20px;height:20px;border-radius:50%;display:grid;place-items:center;background:#ef4136;color:#fff;font-size:8px}.mini-member-avatar{width:28px;height:28px;border-radius:50%;background:#e8eef7;color:#123d71;display:grid;place-items:center;font-size:10px;font-weight:900}.top-ten-arrears section strong,.top-ten-arrears section small{display:block}.top-ten-arrears section strong{font-size:9px}.top-ten-arrears section small{font-size:7px;color:#758499;margin-top:2px}.top-ten-arrears em{font-size:8px;font-style:normal;color:#536982}.top-ten-arrears>a>strong{font-size:9px;color:#e52f27;text-align:right}
.executive-stat-row{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin-top:16px}.executive-stat-row>a{display:flex;align-items:center;gap:11px;border:1px solid #dfe7f1;background:#fff;border-radius:13px;padding:12px;text-decoration:none;color:#102750}.executive-stat-row>a>span{width:38px;height:38px;border-radius:50%;background:#e6f7eb;color:#2d9d50;display:grid;place-items:center;font-size:18px}.executive-stat-row small,.executive-stat-row strong,.executive-stat-row em{display:block}.executive-stat-row small{font-size:8px;color:#63778e}.executive-stat-row strong{font-size:15px;margin:3px 0;color:#102750}.executive-stat-row em{font-size:8px;font-style:normal;color:#73839a}
.app-footer{background:#001f4d;color:#fff;border-top:2px solid #f4b619}.app-footer span:last-child{color:#ffd34f;font-weight:700}
@media(max-width:1250px){.executive-kpis{grid-template-columns:repeat(3,1fr)}.executive-bottom-grid{grid-template-columns:1fr 1fr}.top-arrears-panel{grid-column:span 2}.executive-stat-row{grid-template-columns:repeat(3,1fr)}}
@media(max-width:850px){.executive-title,.executive-card-head{align-items:flex-start}.executive-title{flex-direction:column}.executive-kpis,.executive-bottom-grid,.executive-stat-row,.executive-chart-layout{grid-template-columns:1fr}.top-arrears-panel{grid-column:auto}.executive-chart{height:260px}.executive-kpi{padding:13px}.executive-title h2{font-size:24px}}
.approved-brand{align-items:flex-start!important}.approved-brand .brand-mark{background:transparent!important;color:#f4b619!important;font-size:30px!important;width:48px!important;height:48px!important;border:2px solid #f4b619}.approved-brand>div:last-child strong{color:#f4b619;font-size:12px;line-height:1.25}.approved-brand>div:last-child span{color:#fff;font-size:10px;font-weight:700}.approved-brand>div:last-child small{display:block;color:#dbe5f1;font-size:7px;font-style:italic;margin-top:4px}